We provide all the tools, guidance, and support my clients need to succeed in their respective markets. Take a look around and explore the various services I offer! I am pleased to share my experience with helping others and look forward to helping new clients.
Where we value your home as much as you do.
JT’s Mortgage Consulting
With over 25 years of experience as a consultant and contracting out both residential and commercial loans for auditing, JT's CEO is committed to removing the guesswork from complex mortgage cases. Our partner’s audit process comprehensively spans the entire mortgage life cycle, tracing each document from initial application and closing to final entry into the trust. Through rigorous due diligence, our team meticulously investigates and reveals critical details that may otherwise go unnoticed, including illegal or excessive fees, violations of federal lending regulations, and errors in calculating interest charges, monthly payments, and loan balances. Our approach ensures complete transparency and accuracy, empowering clients with confidence in their mortgage documentation. This work isn't done in-house and it is outsourced. After the audit is returned, we then plan a concise road map to get us the best results for your individual situation
​​ Lauren Taliento, is also a business consultant for United Mortgage who originates and refinances residential mortgages. As well as a business consultant for commercial and hard money loans through East Coast Capital.
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Our CEO is a foreclosure prevention specialist, credit analyst both business and personal, and modification consultant eager to help you maintain and achieve the following:
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Monitor and manage the foreclosure process.
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Ensure all aspects of the foreclosure meet federal, state and local regulations.
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Help homeowners faced with having their house reclaimed by banks or other lending institutions-Determine if you are eligible for a restructured loan to save your property.
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Review documents related to the sale of a foreclosed property—liens, inspection reports, appraisals, insurance policies.
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Experience with foreclosure, bankruptcy, and mortgage servicing.
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Work with liaisons between the homeowner and the lender.
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Help you assemble the needed documents to present to the bank.
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Help re-establish your credit—review your credit reports and assist in the preparation of the appropriate letters to the credit bureaus. I also can provide a variety of options for how to handle negative items on your credit report, give you the pros and cons of each, and help you decide the best way to proceed based on your circumstances and your long-term credit and financial goals.
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Manage your cash-flow.
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Help you establish your business credit profile.
A credit analyst is a financial professional who evaluates the creditworthiness of individuals, securities, or companies. They assess the likelihood of a borrower meeting their financial obligations by reviewing their credit and financial history and identifying actionable steps to improve overall credit health. Lauren Taliento, a skilled credit analyst, specializes in providing expert insights and strategies to help clients achieve their financial goals.
As a Credit Repair Specialist, Analyst, and Strategist, we are dedicated to restoring and improving poor credit scores. Our process involves disputing inaccurate items, validating debts, and assessing the application of credit laws. We meticulously review cases to identify any violations of FCRA laws, and if such violations are found, we work tirelessly to rectify them for each and every client.
Our Forensic Mortgage Audit is a comprehensive review and analysis of all documentation related to an existing residential real estate loan. It is a detailed examination of specific loan documents, borrower fees and, where applicable, lender actions during the mortgage process.
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Mortgage audits are a deeper examination of loan documents and disclosures that uncover lender overcharges caused by miscalculations of interest charges, monthly payments, amortization or loan balance, etc.
Business credit builder and analyst . Building a strong credit profile personally and in business not only helps enable access to financing and potentially favorable interest rates, but it can also establish credibility, foster trust with suppliers and partners, and potentially pave the way for long-term business success. It enables small business owners to receive funding to grow their business and this is based solely on their business ein and Dunn numbers. It has nothing at all to do with your personal credit profile.
Grants are free money that don’t have to be repaid. There are hundreds of grants out there. Our team gets your business eligible to receive this free money. There are so many categories for each program and guidelines to follow . We facilitate that for our clients.